Agentic Payments Timeline (2024–2026)
Last updated 2026-09-29.
2024
- 2024-11-25: Anthropic — Open-sourced the Model Context Protocol (MCP), the connector standard payment MCP servers are later built on (source)
2025
- 2025-04-29: Mastercard — Unveiled Agent Pay, tokenized agentic payments technology giving consumers control over what an agent can purchase (source)
- 2025-04-30: Visa — Launched Visa Intelligent Commerce, opening its payments network to AI-agent developers (source)
- 2025-05: Coinbase / x402 — x402 protocol launched, embedding payments into HTTP via the 402 status code (source)
- 2025-06-10: Adyen — Began piloting its MCP server for building payments integrations with LLMs (source)
- 2025-06-26: Skyfire — Publicly launched its identity-and-payments platform for AI agents, later described as the KYAPay protocol (source)
- 2025-06-30: Razorpay — Launched its MCP server connecting AI tools to Razorpay's payment infrastructure (source)
- 2025-07-28: Mollie — Launched its AI-ready MCP server to let merchants automate workflows via AI tools (source)
- 2025-09-16: Google — Announced the Agent Payments Protocol (AP2), using signed Mandates as proof of user authorization (source)
- 2025-09-16: Google — Launched the A2A x402 extension with Coinbase, Ethereum Foundation and MetaMask for agent-based crypto payments (source)
- 2025-09-23: Cloudflare / Coinbase — Announced intent to launch the x402 Foundation to govern the x402 protocol (source)
- 2025-09-29: OpenAI / Stripe — Released the Agentic Commerce Protocol (ACP) and launched Instant Checkout in ChatGPT, starting with Etsy (source)
- 2025-10-14: Visa — Announced the Trusted Agent Protocol (TAP), developed with Cloudflare (source)
- 2025-10-28: PayPal — Partnered with OpenAI, adopting the Agentic Commerce Protocol for ChatGPT commerce (source)
- 2025-11-25: Checkout.com — Announced support for the Agentic Commerce Protocol for enterprise merchants (source)
- 2025-11-25: MCP Steering Committee — Marked MCP's first anniversary with a new specification version release (source)
2026
- 2026-01-11: Google — Announced the Universal Commerce Protocol (UCP), built with Shopify, Etsy, Wayfair, Target and Walmart (source)
- 2026-03-18: Stripe / Tempo — Announced the Machine Payments Protocol (MPP), co-authored by Tempo and Stripe (source)
- 2026-03-25: OpenAI — Said it is allowing merchants to use their own checkout experiences instead of the initial Instant Checkout, to focus on product discovery (as reported) (source)
- 2026-04-08: Visa — Launched Intelligent Commerce Connect, a single integration for agents to pay and merchants to accept agentic transactions (source)
- 2026-04-28: Google — Donated the Agent Payments Protocol (AP2) to the FIDO Alliance (source)
- 2026-05-11: Circle — Launched Circle Agent Stack, including Agent Wallets with policy-based USDC spend limits (source)
- 2026-06-02: Crossmint — Launched an agentic cards API using Visa Intelligent Commerce and Basis Theory, letting agents pay with real Visa cards (source)
- 2026-06-10: Mastercard — Launched Agent Pay for Machines for high-frequency, low-value machine-to-machine payments (source)
- 2026-06-16: Adyen — Announced Adyen Agentic, a suite of modular APIs for selling through conversational AI platforms (source)
- 2026-06-18: Airwallex — Launched AgentOS, a toolkit for operating an Airwallex account from AI agent environments (source)
- 2026-07-01: Cloudflare — Announced Monetization Gateway, letting customers charge AI agents for web pages, datasets, APIs or MCP tools (source)
- 2026-07-14: Linux Foundation — x402 Foundation had its operational launch with 40 member organizations (source)
- 2026-09-28: PinkWallet (Pink Agentic AI Payment) — Published the Agentic Payments Readiness Report 2026, scoring 13 payment providers on 7 agent-readiness dimensions (by the maintainers of this list) (source)
- 2026-10-31: Stripe — Scheduled change: Stripe MCP stops accepting full-access secret keys or restricted keys without the Agent tag (scheduled) (source)
Pink Agentic AI Payment (early access) enforces per-agent spending caps, allowlists and approval thresholds at the MCP layer, before a payment executes.
Download the timeline as CSV on GitHub
