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Early accessLast updated: 2026-09-28

Give your AI agents the ability to pay — under rules you set.

Pink Agentic AI Payment lets AI agents connect and pay through MCP while a policy engine enforces each customer's spending rules before any payment executes.

Join early access

How it works

Three steps. After the one-time MCP connection, policies are designed to be managed in the console, not in code.

  1. 1
    Connect your agent via MCP. Point any MCP-compatible AI application or agent framework at the Pink Agentic AI Payment server, the same way it connects to any other tool.
  2. 2
    Set policies in the console. Your finance, procurement, or IT team defines what each agent may spend — daily or per-transaction caps, allowed merchant categories or allowlists, and thresholds that require a human to approve.
  3. 3
    Every payment is checked, logged, auditable. When an agent requests a payment, it's evaluated against the live policy before it executes. Approved, denied, or held-for-approval — every decision is recorded.

Example policies

Illustrative examples of the kind of rules a customer could configure in the console. These are examples of the product's intent, not screenshots of a shipped UI.

Example agent spending policies
AgentSpending limitHuman approval requiredScope
procurement-botUp to $500/dayAbove $200SaaS vendors on the allowlist only
research-assistantUp to $50 per transaction— Data and API providers; no spend on advertising or crypto categories, ever
travel-bookerUp to $2,000 per trip Anything outside the travel category (auto-denied) Flights and hotels for pre-approved employees

Sample MCP configuration

Illustrative — API not yet public. Field names, transport, and syntax are subject to change.

JSON
{
  "mcpServers": {
    "pink-agentic-payment": {
      "url": "<PINK_MCP_SERVER_URL>",
      "headers": {
        "Authorization": "Bearer {{AGENT_API_KEY}}"
      }
    }
  }
}

Once connected, an agent would call a payment tool exposed by the server (for example, check_payment or request_payment); the server evaluates the request against the console's active policy before allowing it to proceed. Exact tool names and request/response shapes are not finalized.

Use cases

  1. Procurement automation. An internal agent renews or purchases SaaS subscriptions within a pre-approved budget, without a human approving every invoice.
  2. Agent-to-agent commerce. One company's agent pays another company's API or data service per-use, within limits the paying company's finance team controls.
  3. Employee-facing AI assistants. An assistant books travel, orders supplies, or pays small vendor invoices on behalf of an employee, constrained to categories and amounts that employee is authorized for.

FAQ

Is Pink Agentic AI Payment live today?

No. It's in early access. Join the waitlist and tell us your use case to be considered.

What is MCP, and why does it matter here?

MCP (Model Context Protocol) is an open standard for connecting AI applications to external tools and data sources. We use it so any MCP-compatible agent can connect to our payment and policy layer the same way it connects to other tools, instead of requiring a custom integration.

Do you replace protocols like x402, AP2, or ACP?

No — those protocols define how a payment is authorized and executed at the network or checkout level. We sit at the policy layer: deciding whether a given agent is allowed to make a given payment, and enforcing that before execution.

What payment rails do you support?

Not yet decided publicly. We're evaluating options and will share details as the product matures — early-access feedback will help shape it.

Can an agent bypass the spending rules I set?

That's the core design goal we're building toward: policies are enforced by the console/server, independent of what the agent itself was instructed to do, so a misconfigured or misbehaving agent request is still checked against your rules. We'll publish specifics on enforcement guarantees as the product nears release.

Who configures the spending rules — us or the customer?

The customer. The console is built for your finance, procurement, or IT team to define and change policies without engineering involvement.

Is this connected to PinkWallet's existing banking or cross-border payment products?

Pink Agentic AI Payment is a new, separate product; PinkWallet's existing payments and compliance experience informs how we're building it, but the two are not the same offering.

How do I get access?

Join the early access waitlist. We're prioritizing developers and companies with a concrete agent-payments use case they can describe to us.

Learn more

Definitions of the protocols and terms above, and our original research on where agentic payments actually stand today.